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Unless otherwise provided by State law, in which case the insurance requirements of State law shall prevail and apply, to obtain an operator’s permit from the City, the operator must demonstrate that it maintains at its sole cost and expense liability insurance meeting the following requirements:

a. Separate commercial automobile liability insurance for each vehicle proposed to be operated within the City pursuant to the operator’s permit, with at least the following limits of liability:

1. Primary Bodily Injury with limits of at least $250,000.00 per person and $1,000,000.00 per occurrence; and Primary Property Damage of at least $100,000.00 per occurrence; or

2. Combined single limits of $1,000,000.00 per occurrence.

b. Unless otherwise provided by law, evidence that the operator has procured workers compensation insurance covering all drivers to be employed by the operator.

c. Required insurance must be issued by companies admitted to do business in California, rated “B+” or better in the most recent edition of Best’s Key Rating Guide, and of a financial category Class VII or better.

d. The City, its officers, officials, agents and employees must be named as additional insureds under the automobile liability policy.

e. Each policy of required insurance shall provide or be endorsed to provide that no termination, cancellation or change of coverage can be made without thirty (30) days’ written notice to the City.

f. Each policy of required insurance shall provide or be endorsed to provide that the insurance maintained by the operator shall be primary and any insurance maintained by City shall not be called upon to contribute in any way.

g. The operator must provide a true and correct copy of the entire policy, including copies of all endorsements to the Chief of Police prior to issuance of a permit, and within twenty four (24) hours of a request by the Chief of Police therefor anytime thereafter.

h. If at any time the entire insurance policy or any portion thereof expires without immediate proof of renewal, the operator’s permit shall be immediately suspended. The Chief of Police is hereby authorized to enforce such suspension upon receiving written notice that no proof of renewal or reinstatement has been submitted by the holder of an operator’s permit.

i. The operator’s permit issued under this section shall be automatically revoked upon cancellation of the insurance policies or coverage required under this section. The reinstatement of insurance policies or coverage after a third cancellation within a twelve-month period shall not obligate the City to renew the operator’s permit upon request to do so. (Ord. #2013-140)